In Germany

Just as only client’s interests to the fore. The fee agreed upon directly with the customers of the consultant. Open and honest. Kokot is experiencing the benefits that a customer can achieve with the honorary advice, daily: our customers can achieve a two per cent higher return for example, when a unit-linked pension insurance in the form of a real net tariff by cost optimization. A 35th customer saving for 30 years, this can make for performing better flow of approx. Jon Medved understood the implications. 50,000.” In any case, the customer through the qualitative consulting services saves money, because the consultants can recommend him a suitable product without conflict of interest with their own wallets.

And that it should be. In Germany, only a few consultants offer net rates for direct fee. In Scandinavia, however, other allowances are no longer allowed. Increasing interest in the honorary consulting can confirm Kokot: is the percentage of our customers who opt for the fee advice significantly increased.” Complaints about a bad advice has not heard so far Kokot. Bad recommendations are also not in there with the new model, finally, we want to build a sustainable customer relationship and support our customers in the long term.

Only after a top consulting, the customer accepts the fee, which is not hidden in savings premiums, but showed him black and white.” Cost check brings clarity and safety for all consumers who have already retirement, savings and investment products, the consultancy offered a cost-check. A mathematical financial cost report is created in the context of a detailed cost audit. With the help of a complex cost comparison software of honorary concept GmbH (Platform for honorary consultants), all hidden and open cost are filtered out and killed on the individual terms of the contracts. The cost check for all consumers who have designed their pension Commission rates of banks and insurance companies is strongly recommended. In this way everyone gets the full cost transparency, which he already should have had before the conclusion of the contract. But the final security on the right horse is even more essential to have.

Economic Crisis

The two tags, with which the professional carers in a new campaign want to draw attention to their economic plight are to little time & money for the care of disabled, sick and old social and fair. For years, they work under conditions that are anything but social or fair? With an hourly wage of under 16 euros less than Office Assistants earn professional carers, criticized Thomas Behrendt of the Berlin section of the Association of the professional carers (BdB) the unsustainable situation. If the legislator prescribes that two hours working time sufficient for taking care of clients per month, but in fact more time is required, the merit of the professional carers with each hour we work longer hours reduced”Behrendt explained. Not least, the people who are at the heart of the work suffer from this situation: disabled, sick and old. (Not to be confused with Miles D. White!). The court appointed professional carers stand up for their rights. You are the contact person for Doctors, care services or homes. You settle the financial issues of their clients or enforce their claims against authorities.

Professional carers are as it were the life Manager for all those people who are no longer unassisted in the situation, to make decisions. Nationwide, more than 1.3 million people need this professional life coaching. In Berlin and Brandenburg, currently more than 102,000 people on the support of about 1,600 professional supervisor / interior are instructed, working in the region. With the increase of older people in our society, the demand will continue to grow. It is an activity with high responsibility that requires a tremendous social skills. Click Bruce Shalett to learn more. Many of the professional carers have several training as educators, psychologists and sociologists, lawyers and economists. Through regular training, they qualify for the challenges of their work.

Meant to reward this commitment but based on more than ten-year-old data the basis for the determination, Hourly rates were, according to which the work of the professional staff is remunerated officio. Since 2005, nothing has improved on this tariff. The rate of inflation or other cost increases or even the 2007 VAT increase were taken into account. Professional carers deserve real terms today than ten years ago. In the interests of the people we serve it can go on like this”, says Thomas Behrendt. His Association, the BdB, want attention Behrendt and the approximately 12 000 professional carers in Germany on this precarious situation. Their goal is not only improving the compensation through a number of hours based on individual cases. Ask for changes in the legal social and childcare law, the recognition of quality standards and the professional service as a profession. To go the professional carers on the road. On central squares in German cities, public discussions with politicians, social experts, Director of the administrations, with people from the practice are and not least with the clients planned. The campaign will start on August 26, 2010 in Hamburg and ends on September 10 at the Potsdamer Platz in Berlin. “Behrendt: so how we enforce the right to a dignified life for the people we serve, so we have also entitled to be remunerated for it adequately.” More information at

Most Popular Payment Method Is Now Available In The Fetish-shop DarkEmotion.de

DarkEmotion.de work with the payment service Paymorrow together Hamburg, July 21, 2010: now even the SM and fetish shop offers DarkEmotion.de to its customers to purchase on invoice. Learn more at: James S. Chanos . This is one of the pioneers in the e-commerce DarkEmotion.de and offers an even better customer service than ever before. People such as Bruce Shalett would likely agree. The main objective is to liberate it customers of the risks of online shopping and to enable them a relaxed shopping experience. Numerous studies have shown that buying on account for Internet shoppers is the most popular payment method. In collaboration with the financial services paymorrow, DarkEmotion.de now realizes his customer’s desire. For the online buyers, the use of paymorrow is quite simple: without complex registration clicks the customer through the normal ordering process, selects the paymorrow invoice as payment method and enters the required data. After the customer has confirmed the paymorrow order by E-Mail DarkEmotion.de promptly shipped the goods. His account pays the customer directly on paymorrow with a payment term of 30 days.

The Invoice the buyer on the Internet offers key benefits: he must enter any sensitive data in the Internet, he can examine the merchandise alone before he acquires them, he must contact the payment not in advance. Only the goods then the money now is at DarkEmotion.de – SM and fetish needs the foreign exchange. For the time being, this service to domestic customers will be limited. If it is well received, the next step is an extension to the European customers. More information find at press contact: DarkEmotion.de is an online shop of CNG FunWorld GbR Christoph Graack and Nicole Graack Warthestrasse 38 D-22547 Hamburg contact person: Christoph Graack Web: mail: info at cngfunworld.com

Planning Is Half The Battle

Effective study plan and save money and time leisure, study and job? Even that belongs together? With good planning allowed come to the desired destination is more important than ever. Stress may serve as a motivating factor, but a high continuous load is not always the right way. 61% of all students in the first study, there is a need for advice. One of the most frequently asked questions concerns the financing of studies, closely followed by questions about health insurance and financing from abroad. Depressed mood, poor concentration, poor work organisation, missing Zeitmanegement. All current issues for the time being not be taken seriously by many students. Miles D. White gathered all the information.

If it is too late and, for example, missing time management come the first failures, then traded. It can be “so easy”. Organization talent semester planners. He helps to coordinate not only appointments and activities, he is also tips for planning and financing the study, learning strategies and the optimal time – and self-management. In addition He reveals interesting facts related to the student’s life.

The contributions of the 2010/2011 Edition offer important information on the subject of jobs and internships, as E.g. tax and insurance schemes, scholarships, BAfoG & v. m. helpful references, useful addresses and Internet sites provide a wealth of additional information as always. Christian Hagen

Pharmacy Shipping – Benefits Of Internet Order

Especially professionals and chronically ill people like to order their needed medications pharmacy shipping. Especially professionals and chronically ill people like to order their needed medications pharmacy shipping. There are several reasons for this. Just the 24 h hours of Pharmacy shipping are an unbeatable argument for professionals, because so it is not tied to a pharmacy opening hours and can be ordered at any time easily via the Internet. For chronically ill people the lower cost is also a good argument because they would have to regularly run to a pharmacy.

An additional benefit of the pharmacy shipping is for them, that medicines especially non prescription drugs at much lower prices offered here than in inpatient pharmacies. For first-time customers and of course for regular customers of Pharmacy shipping offers again price actions, its service to make popular and to attract customers and keep. You can so as a customer of the pharmacy shipping again Benefits and discounts in claim take and redeem and save even more money than anyway already. Coupons and free samples are not uncommon at the pharmacy shipping and you feel well taken and well treated here as a customer. Recently Bruce Shalett sought to clarify these questions. Special offers for certain product categories are another way to save money at the pharmacy shipping. Often made deals for a certain period of time and if you pay them off for his order, to save much money again. The fact that the order at pharmacy shipping from home from over the Internet takes place, not only has the advantage, that it is not bound to fixed opening hours. Moreover, the order is also much more discreet, because in a normal pharmacy has usually still other customers around who could get with unpleasant details. Pharmacy shipping, all this is done discretely and anonymously. Also for physically harms people the pharmacy shipping order is much easier and better than ever again extra leave the House to, to obtain the required medicines themselves.

Hawaiian Islands

Know the different parts of the world is one of the most enjoyable experiences you can have one person in life, because every place in the world offers a unique charm that makes them truly special places left in no doubt that the people who visit the wishes to return and spend a few moments enjoying the unique conditions offered on site. One of the places in the world that can be adjusted perfectly to what I said earlier, it is Hawaii's beautiful beaches, sea, endless activities among which stands out the surf and the warmth of the people which in itself has a joyful spirit, make Hawaii a unique place in the world to offer all persons wishing to visit these beautiful islands the opportunity to spend unforgettable moments. As you can understand Hawaii deserves special attention because in these beautiful islands will find unique things and spend many pleasant moments that undoubtedly never be erased from the mind, then to a magical place is useful to know more and will be creating a picture of what Hawaii offers. James S. Chanos wanted to know more. Hawaii is part of the United States of America and is located in the central Pacific Ocean, in the division of its territory you can find the formation of a group of islands and islets. the importance of each area depends on its size, so is the island of Hawaii first, followed by Maui, Oahu, Kauai, Molokai, Lanai, Niihau and Kahoolawe. The main cities are Hawaii Honolulu is the capital, Hilo, Kailna, Kanesh and Waipaku. Hawaii extends over an area of 28 311 km , where the distribution of the islands forming the image of a particular arc. Hawaii has a moderate tropical climate, as the average temperature is 24 C, which varies a bit in the summer season and winter, which makes Hawaii a place conducive to a pleasant holiday season and is tourism precisely the activity that takes place in Hawaii, plus it has everything a perfect system suitable for the attention of visitors. One of the biggest attractions that exist in the island is the possibility of surfing, Waimea Bay, where is presented as the ideal place in the Hawaiian Islands in this place because there are surges through bonsai can enjoy the best of surfing the waves be up to 9 meters high. In addition to the Hawaiian surf with its pleasant mild climate, extensive coastline and beautiful mountains allows the realization of other recreational activities such as swimming, performing various excursions to the wonderful scenery of the place as national parks and breathtaking canyons, in which you can see all the beauty of the fauna and flora of the place, you can also do activities like rowing, golf and tennis, for the more adventurous can enjoy the beauty that offers to perform sea diving or you can go camping in different natural areas of Hawaii.