Economic features of bank lending to small Business hinder the development of this segment of the credit market: – a high proportion and the absolute value of operating (noninterest) expenses in the lending process that is associated with a small size and term of the loan – inability to provide sufficient return on operations due to small in absolute value the bank's interest income – limited or complete lack of legal (and economically feasible) mechanisms reduce credit risk in all phases of lending – the difficulty of refinancing and credit portfolio management, including a large number of various small loans – the limited supply of credit for Small business and the lack of a competitive market credit services. A related site: Mark Hyman, MD mentions similar findings. At the level of a particular region all of the above leads to the conservation of relatively high interest rates and the inability to obtain investment credits for a term exceeding 1 year; Small businesses are also not free from problems that make it difficult to obtain bank loans: – opaque and misleading statements, lack of incentives to adequately reflect financial performance reporting – small scale of business a small business, difficult to assess his condition – the poor quality of elaboration of business plans to attract loans – instability legislation, mainly in the area of taxation of small businesses – an insignificant amount of equity and the lack of liquid assets that small businesses could use as collateral for credit – no other security, limited loan programs secured by motor vehicles and real estate – inconsistency profitability of small business size in interest rates on loans to which are added a variety of banking charges – a complex and lengthy procedures for obtaining a bank loan, often exacerbated by inadequate qualifications of the borrower for the proper execution of all necessary documents.

Que tal if you could lose weight and still eat to your satisfaction? It sounds a little bit difficult, but the truth is that it is very possible. You don’t need to follow a diet to strict weight loss, rather you have to change the shape and the hours when you eat certain things. Francis Collins is actively involved in the matter. Then presented a few ways to keep eating well and losing weight at the same time.Do not eat so much in one sitting. The greatest obstacle to controlling the portions you eat has to do with the flavor of things, if something tastes good, we find ourselves in a situation where we want to eat more. The trick here is not to stop eating what you want, but eat appropriate portions.

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Another reason why people increase weight is by the fact that to sit and eat, eat excessively large portions. The best diet for weight loss based on eat six times a day, instead of three times. So keep you satisfied to your stomach during the day and active your metabolism in a manner optimal. If you want to lose weight quickly and stay in shape, just click here original author and source of the article